Monday, August 30, 2010

Little meows about Pet Insurance

Kitties, do you know what an ultra-sound is? I need to get one done on Thursday. Did you know that an ultrasound on kitties costs about A$600... and that drip that was given to me lately, costed another A$400... Mama says it is only a small cost, because what is most important to her is that I am healthy and well.


My humans seem rather smug about the fact that they had taken up the ‘Pet Insurance’ for me; otherwise- these costs would have still incurred, but it would have been much more difficult for my humans to get by... Just to satisfy my kitty curiosity- what about you kitties though? Do you have a health insurance, too?

If you are interested to know or considering it- my insurance costs my humans a A$34 a month which is A$408 a year and includes treatment costs up to A$12,000 in a year- including routine check-ups, costs of ‘revolution’, vaccination (A$70 a year) and grooming. They pay for the expenses using their card and the insurance company reimburses them in a few weeks. Mama will be happy to advise if your humans are considering taking one up for you- she only knows about Australian options, but is eager to help if you’d need advise...

I hear their card expenses are EXPLODING LOUDLY till the insurance company pays them back in a few weeks, but it is a ‘temporary’ thing and you kitties need not worry... phew!

On a related note- those green papers seem powerful; I have a feeling that those not exactly the kinds of papers kitties ‘play’ with... or do they? Have any of you kitties played with these green papers and want to share the story?


Boom Nisanart said...

I didn't own any cat by laws but I think I owns her by my heart. so I got no ideas about pet insurance but I found some forum for your mom, I hope it help :

Is VPI Pet Insurance worth paying for
Pet Insurance

Old Kitty said...

Awwwww wonderful and beautiful Sherkhan!! This is a brilliant photo of you!! Look at your beauty!! Awwww! And of course you are priceless!

I'm about to put Charlie on pet insurance now that his microchip details are updated!! Yay!!

Take care beautiful Sherkhan! Me and Charlie are so pleased you are home!


The Creek Cats said...

You have very smart humans to get pet insurance on you! Since there are so many of us here on The Creek, mom said there's no way she'd be able to pay the premiums, but if there were less of us, she would definitely get insurance.
So glad you are feeling better, sweetie!

Hannah and Lucy said...

Our mum has pet insurance for us - she has never done it for the cats that came before but as we were rescued from a house with over 100 cats she was worried what we might have been infected with things that hadn't shown up when we were adopted.
Our payment is just under £23.00 per month for the two of us and the cover is £6000.00 per annum for each of us with an excess of £65.00 to be deducted from each claim. It also covers a microchip search if we went missing plus advertising and reward, holiday cancellation, complementary health treatment.
When Hannah was ill she had two xrays which cost £203.41 our vet filled in the claim form and mailed it 7th July and we received our refund 2 weeks later less the excess.
Mum is happy as with paying the premium monthly she says she doesn't miss it.

MoMo said...

I am an old kitty. So it would be a good idea to take out health insurance. Would you please let my SS know about yours, since we are both Aussie kitties? My email address is momoandco at gmail dot com.

That photo of you is gorgeous!!!

Get well soonest.


Kea said...

After our mom adopted Derry back in December 2007, she was about to sign us all up for pet insurance, was ready to "click" to submit the on-line form, but read the fine print that states we all needed to be vaccinated yearly. Well, our human does believe in vaccinating kittens, but doesn't believe in yearly vaccinations for *indoor* house cats--the chances of a vaccine-related sarcoma are far higher than contracting any disease, particularly with the rabies vaccine. So that was it for pet insurance. And of course they don't cover pre-existing conditions, which lets Annie out now anyway, with her hyper-t.

Katnip Lounge said...

I would love to carry pet insurance, but with 12 kitties the cost is too much...When Felix and Grayce has their surgeries earlier this year we put it on plastic, an I worked overtime to pay it off. Thankfully our vet works with us on pricing.

Brian said...

That is a great picture of you, and my sisters and I are sending you mega-purrs. We don't have insurance either, but it sure is something to think about.

brandi said...

Wonderful picture! Right now mama is having problems with her own insurants, so I don't have any. It would be nice, as I am getting on in years, but not affordable for us right now. Mama regrets this very much, but can only stretch the budget so far. She is kinda scared for me, too.

Amy and The House of Cats said...

Hi Sherkhan! We are behind in visiting so first we wanted to send you purrs and prayers to feel better soon!

We don't have pet insurance - but we are like the Katnip Lounge - with 6 of us it isn't cost effective. But we think it is great if you can find a good one - we have heard stories that are both good and bad - yours sounds really good!

ABBY said...

Hi Sherkhan

What a beautiful portrait of you. You are of course stunning but your Mom is talented with her camera.

There are 5 of us so Momma doesn't have insurance for us.


Nico, Simon and JayJay said...


Our Mom thinks you have the most beautiful blue eyes!! We are very glad that your humans aren't going to be hurting for green papers with the pet insurance. Our Mom has considered getting it for us, but hasn't gotten around to it since money is so scarce... Ironic, isn't it??

Please keep us updated on anything the v-e-t finds on the ultrasound (hopefully they won't find anything!!)

Have a happy Monday!!

~Nico, Simon & JayJay :)

Jacqueline said...

Beautiful photo, Sherkhan, we are purring for your ultrasound to come back and say you are in great shape!!...Sukki was really sick in July for a few weeks, Mom took her to the vet 3 times and spent over $700 and there was NEVER a diagnosis=they couldn't find anything in the blood work, etc...She is much better now, but sometimes, cats are hard to figure out; we hope you feel better soon...Mommy doesn't have pet insurance on the 5 of us...sending you lots and lots and lots of kisses, handsome boy...Calle, Halle, Sukki

ML said...

Glad you are home.
Love & Purrs,

Spitty-the-Kitty said...

Hi Sherkhan, You're are looking very handsome and mancatly. I'm still purring for you to feel better!

brandi said...

We are just checking in on you. Still purring for you to feel better!

The Misadventures Of Me said...

Oh goodness, goin to da v-e-t is no fun fank Bast yoo beans has sumfin to help pay. We hope yoo is well now.


Spitty-the-Kitty said...

Hey--Just checking in! Hope you're feeling better soon!

Huffle Mawson said...

I do not have pet insurance. Mum has a secret emergency fund which she says is for shoes but I know is for me.

Fisher and Staff said...

We hope you are feeling as good as you look, Sherkahn. Purrs to you.

brandi said...

Still checking in on you, little one. Hope you are getting stronger. Lots of purrs for you, of course, and (((hugs))) for your mama, and lots of love,